New Jersey, famously known as “The Garden State,” may be small in land area, but it’s rich in opportunity.
Many people consider moving to New Jersey for its strong job market, excellent schools, and convenient access to major cities like New York and Philadelphia.
But before you pack your belongings and decide to move to this state, it’s essential to know what life in New Jersey is really like.
In this complete guide, we’ll walk you through the real pros and cons of living in New Jersey, from the things residents love to the things that might surprise you.
If you’re planning to move for work, family, or a fresh start, this will help you understand the advantages and disadvantages of moving to New Jersey so you can decide if the Garden State is genuinely for you.
6 Interesting Facts About New Jersey
Before you decide to make your move, discover some fun and surprising facts about New Jersey that highlight what makes life in this state unique.
1. Home of the First Mechanically Ventilated Underwater Tunnel
If you’ve ever driven between Jersey City and Lower Manhattan, you’ve probably passed through the famous Holland Tunnel.
It was named for Clifford M. Holland, the engineer who designed it, but he died suddenly before the tunnel’s completion.
What many people don’t know is that this tunnel made history as the world’s first mechanically ventilated underwater tunnel.
Built in 1927, it was a significant engineering breakthrough because its ventilation system continuously cleans the air by constantly pushing out exhaust and pulling in fresh air, a revolutionary concept at the time.
2. Known as the “Medicine Chest of the World”
One of the most famous nicknames for New Jersey is the “Medicine Chest of the World”.
The reason is that it is home to dozens of pharmaceutical giants, including Johnson & Johnson, Merck, and Bristol-Myers Squibb.
The state has long been a leader in biotechnology and medical research, developing life-saving drugs and vaccines that reach patients worldwide.
3. The First State to Ratify the U.S. Bill of Rights
When America was still young, New Jersey made history by becoming the first state to ratify the U.S. Bill of Rights in 1789.
This decision demonstrated the state’s early commitment to democracy and individual freedom, values that continue to shape the nation today.
4. The “Crossroads of the American Revolution”
During the American Revolutionary War, New Jersey earned the nickname “Crossroads of the American Revolution” due to the numerous significant battles that took place there.
If you visit today, you can still walk through historic sites and landmarks that tell the story of America’s birth.
5. The Diner Capital of the World
If you love breakfast food at midnight, you’ll fit right in here.
New Jersey has more diners than any other state in the U.S., with over 450 classic diners scattered across its cities and towns.
From the shiny chrome exterior to the smell of coffee and pancakes, diners are part of everyday life, which is why New Jersey proudly holds the title “Diner Capital of the World.”
6. Home to the World’s Tallest Elephant
Standing 122 feet tall in Margate City, Lucy the Elephant is one of New Jersey’s most beloved roadside attractions.
Built in 1881 from tin and wood, Lucy was initially designed to promote local real estate.
Today, she’s a National Historic Landmark and remains the world’s largest elephant-shaped building, a quirky yet iconic symbol of New Jersey’s creativity.
Top 5 Advantages and Disadvantages of Moving to New Jersey
Before packing your bags, it’s important to understand what life in New Jersey truly offers.
Here’s a quick breakdown of the key pros and cons of moving to the Garden State to help you decide if it’s the right place for you.
| Advantages | Disadvantages |
|---|---|
| Great Job Market | Cost of Living is High |
| Quality Healthcare | High Taxes |
| Top Notch Public School | Heavy Traffic Congestion |
| Low Crime Rate | Population Density |
| Proximity to Major Cities | Unpredictable Weather |
Advantages of Moving to New Jersey
Living in New Jersey comes with plenty of perks. Let’s explore the best reasons why people love moving to New Jersey and what makes the Garden State stand out.
1. Great Job Market
One of the biggest reasons people move to New Jersey is its strong and diverse job market. If you’re starting your career or looking for better opportunities, the Garden State is filled with options.
New Jersey is home to 15 Fortune 500 companies as of 2025, including Walmart, Amazon, UnitedHealth Group, McKesson, and Alphabet.
The state is renowned for its diverse and robust industries, including healthcare, pharmaceuticals, finance, logistics, education, and technology, which offer opportunities for nearly every professional background.
The state’s unemployment rate is 4.9% as of July 2025. This represents a 0.3 percentage point increase since July 2024, when the unemployment rate was 4.6 percent. Despite its increase, New Jersey’s economy is stable and thriving.
2. Quality Healthcare
When it comes to healthcare, New Jersey stands out as one of the top states in the U.S. for quality and access.
In fact, recent studies rank New Jersey 5th in the nation for healthcare, making it an ideal place for families, seniors, and professionals who want reliable medical care close to home.
Some of the world-class hospitals and research centers in this state are:
Hackensack University Medical Center
It is one of the top hospitals in the country. Hackensack University Medical Center is recognized for its outstanding patient care, advanced medical technology, and a diverse range of specialties, including cancer treatment and children’s health, making it a trusted choice for families throughout the state.
Morristown Medical Center
Morristown Medical Center stands out for its strong reputation in heart and surgical care. It’s often praised for its exceptional cardiac programs, expert surgeons, and commitment to patient recovery, which make it one of the most respected medical institutions in New Jersey.
Robert Wood Johnson University Hospital
This hospital, located in New Brunswick, is a leader in trauma care, emergency medicine, and medical research. Robert Wood Johnson University Hospital serves as a teaching hospital for Rutgers University Medical School, meaning patients benefit from the latest medical innovations and highly skilled healthcare professionals.
3. Top Notch Public Schools
Education is one of New Jersey’s strongest assets and a significant reason families decide to move here.
New Jersey consistently ranks among the top five in the U.S. for public education. Its commitment to academic excellence is evident in its well-funded school districts, high graduation rates, and experienced teachers.
High-Performing School Districts
If you’re a parent, you’ll find plenty of excellent options for your children. The following are some of the best school districts in New Jersey.
These school districts are recognized nationwide for producing students who consistently perform above average in standardized tests and go on to attend top universities like Princeton, Rutgers, and NYU.
Princeton Public Schools
This is located in Mercer County and is widely recognized for its academic excellence and strong focus on college preparation. Students in Princeton Public School benefit from small class size, challenging programs, and a community that values education, all set in the same town as the prestigious Princeton University.
Millburn Township Public Schools
These schools are located in Essex County and consistently rank among the top school districts in New Jersey. Millburn Township Public School is known for its exceptional math, science, and arts programs. These schools offer students a well-rounded education that fosters both creativity and critical thinking.
Ridgewood Public Schools
Ridgewood Public Schools in Bergen County are famous for offering a wide range of extracurricular activities and Advanced Placement (AP) courses. This district emphasizes both academic achievement and personal development, making it an excellent choice for families seeking a well-rounded education for their children.
West Windsor-Plainsboro Regional School District
This is also located in Mercer County and is celebrated for its academic quality and varied group of learners. The West Windsor-Plainsboro Regional School District fosters inclusion and excellence, enabling students to consistently perform above the national standard and gain admission to top universities.
4. Low Crime Rate
Another significant advantage of moving to New Jersey is its low crime rate. The state is often ranked among the safest states in America, with many towns recording crime rates far below the national average, according to FBI data.
New Jersey’s violent crime rate is almost half the national average, and many suburban areas report extremely low incidents of crime each year.
If safety is a top priority in your move, New Jersey offers one of the best environments in the country for a community that values safety.
Safest Cities in New Jersey
Some of the safest and most family-friendly areas in New Jersey include Vernon Township, Bernards Township, Sparta Township, Jefferson Township, and Hopatcong. This town is known for its low crime rates and peaceful neighborhoods, and active community involvement.
Families living in these areas enjoy a sense of security, supported by reliable local police and neighbors who look out for one another.
Each town offers a calm environment where residents can focus on work, school, and family without worrying about safety concerns.
The Riskier Areas
Like every state, New Jersey has a few cities where crime rates are higher, such as Camden, Trenton, Paterson, and Atlantic City.
However, these areas represent a small portion of the state, and even within them, there are safer neighborhoods undergoing revitalization and community improvement projects.
5. Proximity to Major Cities
Another big reason people love moving to New Jersey is its prime location.
The state sits right in the heart of the East Coast, providing quick access to major cities such as New York City, Philadelphia, and Washington, D.C.
New Jersey’s location makes it an ideal home base for both career-oriented professionals and families who want big-city conveniences.
Perfect for Daily Commuters
Many New Jersey residents work in New York City or Philadelphia but prefer to live in quieter, more affordable communities. Thanks to excellent public transportation, daily commuting is not only possible but also convenient.
The PATH train from Newark to Manhattan takes less than 30 minutes.
The NJ Transit trains and buses offer reliable routes to various parts of New York and Pennsylvania. Major highways, such as I-95 and the Garden State Parkway, make driving fast and efficient.
Weekend Trips Made Easy
Living in New Jersey means you’re never far from a quick weekend getaway.
You can take a day trip to Times Square or Central Park for some city fun, drive to Philadelphia’s historic spots, like the Liberty Bell and Independence Hall, or plan a spontaneous road trip to Washington D.C. to explore museums and monuments.
Disadvantages of Moving to New Jersey
While New Jersey has a lot to offer, it’s not without challenges.
Here are some of the downsides of living in New Jersey you should know about before making the move.
1. Cost of Living is High
New Jersey is a good place to live, but it’s also one of the most expensive states in the U.S.
The cost of living here is approximately 15-20% higher than the national average, making it essential to plan your finances carefully before moving.
Housing Cost
The median home price in New Jersey is around $564,400, which is significantly higher than the national median of about $435,000.
Renting isn’t cheap either; the average rent in this state can range from $1,600 to $7,400 per month, depending on the city.
Here are the average rents in New Jersey, categorized by bedroom type, along with their corresponding monthly payment ranges.
| Room Type | Average Rent | Rent Range |
|---|---|---|
| Studio | $1,845 | $1,570 – $2,120 per month |
| 1 bedroom | $1,950 | $1,660 – $2,240 per month |
| 2 bedroom | $2,400 | $2,040 – $2,760 per month |
| 3 bedroom | $2,800 | $2,380 – $3,220 per month |
| 4+ bedroom | $6,400 | $5,440 – $7,360 per month |
Note:
The rent range is calculated using a ±15% variation around the average. Price may fluctuate due to market changes, and this data reflects conditions as of October 2025.
Popular areas like Hoboken, Jersey City, and Montclair tend to be more expensive, while towns farther from urban centers offer slightly lower prices.
2. High Taxes
New Jersey is known for its strong public services, but that quality comes with a price. The high taxes in this state are among the most frequently discussed downsides.
While these taxes fund excellent public schools, good infrastructure, and safety, they take a toll on your budget if you’re not prepared.
Here’s a quick overview of high tax variations in New Jersey:
| Type of Tax | New Jersey Rate | National Average |
|---|---|---|
| Property Tax | 2.23% of home value | 1.10% |
| Income Tax | 1.4% to 10.75% (based on income) | 0% to 37% (varies by state) |
| Sales Tax | 6.625% | 0% to 7% (each local may impose additional taxes) |
Note:
The data presented above are based on 2025 figures. Tax rates and regulations are subject to change over time, so it’s best to check the latest updates from official New Jersey state and U.S. resources.
Highest Property Taxes in the Country
New Jersey has the highest property taxes in the entire United States, with 2.23% of a home’s assessed value. That’s nearly double the national average property tax, which hovers around 1.1%.
For homeowners, this means that even if you’ve paid off your mortgage, you’ll still need to prepare for a hefty yearly property tax bill.
What It Means for Homebuyers
If you plan to buy a home in New Jersey, it’s essential to factor property taxes into your long-term budget.
A home value of $600,000 could mean paying around $13,500 in annual property taxes. In high-demand areas like Paterson, Trenton, and Elizabeth, rates can climb even higher.
Taxes that Add to Monthly Expenses
Another major contributor to the cost of living is New Jersey’s tax structure. State income tax can range from 1.4% to 10.75%, depending on your income bracket, and sales tax is set at 6.625%, especially for larger purchases.
Even though essentials such as groceries, clothing, and prescription medicines are tax-exempt, you can still feel the pinch.
3. Heavy Traffic Congestion
If there’s one thing almost every New Jersey resident can agree on, it’s the traffic.
The Garden State is renowned for its notorious traffic congestion, particularly on major routes such as the New Jersey Turnpike and Interstate 80.
Because of its prime location between NYC and Philadelphia, New Jersey serves as a main corridor for commuters and truck routes. With millions of drivers hitting the road each day, especially during rush hours, driving here can sometimes feel like a test of patience.
Long Travel Times for Commuters
According to recent data, the average New Jersey commute lasts around 31 minutes, which is longer than the national average of 27 minutes. For people who drive into New York City, that number can easily double depending on traffic or bridge delays.
Many locals joke that in New Jersey, you measure distance by time, not miles, because traffic varies so much depending on the hour.
4. Population Density
Despite being one of the smallest states by land area, New Jersey is the most densely populated state in the U.S., with over 9 million residents packed into just 8,700 square miles.
That’s more than 1,200 people per square mile, a far higher density than most other states.
This means you’ll notice busier neighborhoods, crowded stores, and smaller lot sizes. For people moving from rural areas, it can take time to adjust to the constant activity and limited space.
Pros and Cons of Crowded Living in New Jersey
Living in New Jersey means being around a lot of people, and that can be both good and bad.
The good part is that almost everything you need is nearby: jobs, schools, stores, and fun places to visit. There’s something going on, and you’ll meet people from different backgrounds, which makes life more interesting and connected.
But being in a crowded state also has its challenges. Space can feel tight, traffic is often heavy, and parking isn’t always easy to find. Homes in busy areas also cost more.
For many people, the benefits outweigh the negatives, especially if you enjoy the energy and convenience of city-style living without actually living in a massive city like New York.
5. Unpredictable Weather
One of the most defining features of living in New Jersey is its four distinct seasons. However, the downside is that the weather can change quickly and unexpectedly.
One day, the temperature can rise into the 70s, and the next day, it can fall all the way down to the 30s. These sudden shifts make it hard to know what to wear and can even impact your health if you’re not prepared.
For people moving from states with more stable climates, this constant shift can take some getting used to.
Hot and Humid Summers
Summers in New Jersey typically run from June to August, bringing hot and humid days with temperatures ranging from 62°F to 67°F.
Heatwaves aren’t uncommon, and the humidity can make it feel even warmer, especially in inland areas.
If you live near the Jersey Shore, you’ll get a bit of relief thanks to the ocean breeze, but it can still get sticky and uncomfortable.
Air conditioning becomes essential, and it’s best to stay hydrated and limit outdoor activities during the peak afternoon hours.
Cold and Snowy Winters
On the other hand, New Jersey winters can be cold, snowy, and occasionally harsh.
From December to February, temperatures often drop below freezing, ranging between 26°F to 42°F.
The northern parts of the state, such as Sussex and Morris counties, typically experience more snow than the southern coastal regions.
Snowstorms can occasionally disrupt daily life, causing power outages or school closures, so residents need to be prepared with winter gear, heating systems, and emergency supplies.
Occasional Storm and Weather Extremes
New Jersey is also prone to occasional storms and unpredictable weather patterns, including:
Nor’easters
Strong coastal storms, which often bring heavy snow, rain, and winds, typically occur in winter.
Tropical Storms or Hurricanes
These can hit during late summer or early fall, bringing flooding and power interruptions, especially in coastal areas.
Sudden Temperature Drops or Heat Spikes
The state can shift from warm to cold in just a day, keeping residents on their toes.
Having storm kits, weather apps, and home insurance that covers flood or storm damage can help you stay prepared for any surprises.
Are You Planning To Move To New Jersey?
If you’re thinking about moving to New Jersey, it’s essential to look at both the advantages and disadvantages before deciding.
The Garden State offers many great opportunities, but it also comes with a high cost of living and busy traffic, so proper planning is your backup.
Before your moving day, make sure to do your research and prepare well.
Start by creating a detailed moving checklist and setting a realistic moving budget. Knowing the best month to move can also save you money and stress, as rental prices and moving demand fluctuate throughout the year.
If you’re unsure about the cost of your relocation, try using a moving cost calculator to estimate your expenses. It’s also helpful to read up on moving day tips and learn what to expect on moving day, especially if it’s your first time relocating.
If you’re still deciding whether to move on your own or hire help, think about your priorities. DIY moving might save money upfront, but hiring professional movers can save you time and prevent common moving day mistakes.
When choosing a moving company, research well and read reviews. Go for experienced movers with transparent pricing and a good track record.
This simple preparation will make your move to New Jersey smoother, safer, and less stressful.
Final Thoughts
Moving to New Jersey can open many opportunities in your life.
With its strong job market, quality education, safe neighborhoods, and prime location near major cities, this state offers a balanced lifestyle that appeals to professionals, families, and retirees.
However, it’s also important to be aware of and prepare for the high cost of living, property taxes, and congested roads that come with living here.
If you’re relocating for work, family, or a fresh start, the Garden State has plenty to offer you.
Frequently Asked Questions
1. What are the best places to live in New Jersey?
New Jersey has many great places to call home, depending on the kind of lifestyle you prefer. Some of the best places in New Jersey are Clifton, Morristown, Jersey City, Hoboken, and Newark.
These areas offer excellent schools, quiet streets, and a genuine sense of community, albeit with a slightly higher cost of living.
2. Is it expensive to live in New Jersey?
Yes, living in New Jersey can be pricey compared to other states, especially when you factor in housing prices, property taxes, and everyday expenses.
The average home price in New Jersey is above the national median, and the state’s property tax rate is one of the highest in the country, which can be a surprise to newcomers.
But it’s not all bad news. Many residents earn higher salaries here, which helps offset the cost of living. Plus, you can still find affordable areas in New Jersey that offer great value.
3. How much does it cost to move to New Jersey?
The average moving cost to New Jersey depends on the distance, the size of your home, and whether you hire professional movers. On an hourly basis, moving a studio apartment can cost from $420 to $535, while for four or more bedrooms, the moving cost ranges from $2,590 to $3,180.
Use a moving cost calculator to estimate your total moving expenses accurately.
4. When is the best month to move to New Jersey?
The best month to move to New Jersey is during the spring (April-June) or fall (September-October). These months offer mild weather, lower moving rates, and less traffic.
Avoid peak summer and winter months when moving companies are often too busy, as weather conditions can also delay your move.
